Loan Types Available

Purchases & Refinancing

1, 3, 5, 7, and 10 year adjustable rate mortgage options. Also COFI ARMs and MTA programs available in most states.

Government Programs

FHA - fixed rates and ARMs - Streamlining available.

V-A fixed rates. Both FHA and VA feature refinancing even with poor customer credit or high debt ratios.

2nd Mortgages

2nd mortgages are available with zero equity to 135% of your home's value, for debt consolidation, home improvement, etc. Standard 2nd mortgages to 100% of your home's value.(See below for more 2nd mortgage options)

Debt Consolidation 2nd

Consolidate your debt into 1 low monthly payment up to 135% of your homes value. In most cases no appraisal is needed. Features of our Debt Consolidation and Home Improvement loan include;

1. No appraisal for loan amounts of $35,000 and less!
2. No equity required in your home!
3. Interest rates far below that of most credit cards!
4. Interest payments may be tax deductible *because you will be borrowing against your home.
5. You can take up to $25,000 in cash to do whatever with!
6. No prepayment penalty for early payoff!

Here is an example of the savings you may take advantage of with our Debt Consolidation loan:

Debt Consolidation Loan payment = $349 a savings of $639 CASH/month

This is an added savings of over $7,500.00 CASH per year.

We will take the time to evaluate your situation and the advantages of the Debt Consolidation or Home Improvement loan may be offer you.

Home Improvement 2nd

Need to do some touch up work on the house or just want to add that addition you always wanted. You can do it all and consolidate your debt at the same time. Use up to 135% of your homes value. In most cases no appraisal is necessary.

Jumbo Loans

$225,000-$3,000,000. Fixed, ARMs, COFI, and MTA.

Cash Out: Available on most programs. Some go as high as 95% LTV.

Self Employed Specials

Cash out, rate and term to 85% LTV. Let us handle your difficult circumstance.

Investment Properties

Purchase to 95% LTV, cash out to 85%.

Troubled Credit Loans

100's of programs for troubled credit including bankruptcies, foreclosures, as well as unusual properties.

Venture Capital/Commercial Loans

Venture capital and commercial loans are available from $200,000 to $500,000,000 nationwide and international. Our lenders are experienced in underwriting and closing the most difficult of loans.

B & C Credit Loans